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comparison1 min readWallet Radar

Best Crypto Card in 2026

Wallet Radar picks for crypto cards: EtherFi Cash (92), Ethena Pay (84), Plasma One (81), and MetaMask Card (77) lead the self-custody options.

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Best Crypto Card in 2026

Quick Answer

  • Best overall: EtherFi Cash (92)
  • Best non-US self-custody spend card: Ethena Pay (84), AVAX cashback, collateral can be liquidated
  • Best self-custody alternative: Plasma One (81)
  • Self-custody, US/UK signups paused: MetaMask Card (77)

Source: data/tables/CRYPTO_CARDS.md


Top Picks

CardScoreNotes
EtherFi Cash92Non-custodial, strong rewards
Ethena Pay84Non-US, 4-5% in AVAX, Visa
Plasma One81Self-custody spend path, up to 4% in XPL
MetaMask Card77Self-custody option, US/UK signups paused
Gnosis Pay66Consumer card being wound down; press gives 2026-12-20 as the end date
Coinbase Card64US-focused, custodial

Pros & Cons

Non-custodial cards (EtherFi, Plasma One, Gnosis Pay)

  • ✅ You control funds
  • ✅ Lower exchange risk
  • ⚠️ Availability depends on region

Cards that stopped in 2026: Ready (issuer Kulipa wound down, late July), Cypher (acquired by Nium; service ended 2026-09-06), Solflare (paused since 2026-07-28)
Check the status column before applying.

Custodial cards (Coinbase, Gemini)

  • ✅ Simple onboarding
  • ❌ Exchange custody risk

FAQ

Which card is best for the US?
See data/tables/CRYPTO_CARDS.md for US-available options.

Is self-custody safer?
Yes, you retain control of funds.